Well I am feeling that the end is here for this minimalist living blog. I love to write and share various thoughts but the reality is I probably spend too much time blogging and not enough time on real world stuff that needs to be a focus.
So this may very well be the last post on Minimalist Lifestyle.
I have a number of thoughts in my head that I would like to touch on so here goes.
Let’s first look at the way the education system “trains” us to be slaves.
All the school system really does is teach us how to work for others and not to really think for ourselves.
The message we get from parents, teachers, and society is to go to school, get good grades, keep your mouth shut, don’t question authority and this will allow you to get a “good job”.
In both the school and job world success id predicated on how well you play follow-the-leader. The leader tells you when to show up, what work to do, when to do it, imposes deadlines and acceptable standards of performance. All you have to do is show up and do a reasonably acceptable job without causing any unnecessary disruption(keep your mouth shut) and you will be rewarded with good grades, promotions, special recognition and diplomas.
Your job is exactly the same. Show up do what you are told and you get a salary, some benefits, possible promotion. If you were good at the school game you are good and the work-for-someone-else game. Way to go. You know how to be a good follower. We should all be so proud.
So this past week it was determined that the average Canadian household debt level is at 163%. That means that for every dollar people earn, they owe 1.63$. Nice. Not even 20 years ago we owed LESS than we earned. So how is it that we have gotten to this point? People who are earning 60000.00$ or 70000.00$ or more are more in debt than people were less than two decades ago. Hell, I know people who make large salaries and are living paycheck to paycheck. WTF?!
So people get themselves into trouble with credit card debt, lines of credit etc. They cannot make their payments so what do they do? They go off to their friendly banker who tells them, Hey don’t worry chum. We can help. Just re-finance. Roll that debt into your mortgage and all is well. NOT TRUE. You are now paying off that consumer debt over 20 or 25 years. Of course the bank wants you to do this. This is how they keep you under their thumb. They don’t want you to be debt free now do they.
Don’t tell me things are tight when everyone in your family has a cell phone AND a land line, you have cable TV, 2 cars, etc.
People just will not sit down and look at their finances. The bottom line is they don’t want to know. They do not want to face reality. Tell someone they have to make a household budget and track their spending and they look at you like you have two heads.
In short it makes me sad. It doesn’t have to be this way. But people do not want to hear it.
People have to start taking responsibility for their actions.
We are not really taught any of this stuff in school. They want us to be followers, remember. They don’t want us to question anything. They don’t really understand that there is a better way. Just be a good follower, and keep your mouth shut.
How can you do it. How can you start saving money and stop living paycheck to paycheck?
Living just a little bit below your means. Saving for something that you want to purchase. Not using credit cards. Actually keeping track of your spending by having a household budget. Stop watching TV. Cancel your cable.
You have to change your habits and that will take time.
Nope. That would make too much sense. That would actually empower people to make better choices.
Thanks so much to all of you who have followed this blog and commented. Hopefully you have read some stuff here that has made you think a little bit. Maybe you have decided to live a more minimalist lifestyle because of something that you have come across on this minimalist living blog.
This will be post number 224. There have been 189000 page views and almost 3000 comments. Thanks for that.
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